USDA Loan
Looking to buy property in a rural area? Then a USDA Loan may be the loan for you. Many rural areas qualify for no-money-down financing options through the Rural Housing Service (RHS). Only properties in certain areas qualify for USDA Loans, so be sure to contact a Peak Mortgage advisor first.
USDA Loans are especially attractive tou2026
- Borrowers looking at buying homes in rural areas
- Homebuyers with low to moderate income levels
- Buyers with limited funds for down payments
Loan Features
No down payment options
Borrowers purchasing property in qualified rural areas may be able to receive financing for the entire loan amount.
Fixed rates
The interest rate on USDA Loans is fixed for the duration of the loan.
No penalties for prepayment
USDA Loans do not have any penalties for early payments.
Calculators
Stanford Mortgage provides you with the tools you need to make the right borrowing decisions. These calculators will give you a basic idea of how key values are determined throughout the mortgage process. Try to ensure the information you enter is as accurate as possible. Always contact one of our Mortgage Advisors for an accurate quote that is best suited for your specific needs.
You have questions, we have answers.
Together, we’ll find great mortgage solutions.
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