Easiest and fastest way to reduce your rate, payment, and/or loan term.

Veterans can get up to $6000 added to the refinance loan for energy-efficient upgrades or improvements to their home.

For Veterans with untapped equity in their home, a VA Cash Out Loan can be used to pay off bills, lower overall monthly expenses, or establish a more financially secure cash reserve

The Veteran's Benefits Improvement Act of 2008, provides VA refinance opportunities for veterans trapped in non-VA, "sub-prime" or "conventional" loans with unfavorable terms and higher interest rates. The law opens VA refinance opportunities for all qualified veterans, even those who are "upside-down" in their current mortgages with little or no equity left in their homes.

Use your home's current equity to make improvements that could increase your home's value.

www.homeloans.va.gov