Buying A Home

Buying a home is one of the biggest investments you will ever make. In addition to finding the right home at the right price, you also need to find the right financing.

Whether you are a first-time homebuyer or a seasoned investor, finding the right loan can be a difficult process. Where should you start? What is the right loan for me? Who has the best rates?

Finding the Right Loan

The right loan for you will often vary based on your particular situation and your financial goals. There are many loan options available:

• Fixed rate loans - Lock in a low fixed rate that is guaranteed to never change. Popular terms include 15, 20, 30, and 40-year loans.
• Adjustable rate loans - Flexible loan terms for your short-term goals.
• Low down payment loans - Buy property with less than 20% down.
• FHA loans -Guaranteed by the government, FHA loans offer low down payment options and more flexible guidelines than traditional mortgages.
• Vacation and investment loans -Loans specialized for the mortgage investor.